Supplemental tax differences?

Enter the effective rate your employer uses for OT.

Comp time accrual rates?

If comp accrues at 1.5×, enter the total comp hours you’ll actually get.

Benefits/retirement contributions?

Not included—this focuses on cash vs time value.

Legal/policy constraints?

Varies by employer and jurisdiction; confirm before deciding.

Can I include PTO value?

Comp value here is hours × base rate; adjust if you value time off differently.

finance calculator

Overtime vs Comp Time Calculator

Compare taking overtime pay vs comp time by estimating net overtime pay and the value of comp time hours at your hourly rate.

Results

Overtime gross pay: $360
Overtime net pay (after tax): $281
Comp time value (hours × rate): $360

How to use this calculator

Enter your hourly rate and overtime hours/multiplier.
Enter an estimated tax rate for net pay.
Enter comp time hours offered instead of overtime.
Review net overtime pay vs comp time value.

Inputs explained

Hourly rate: Your base hourly pay rate.
Overtime hours/multiplier: Hours eligible and the OT multiplier (1.5×, 2×, etc.).
Tax rate: Estimated effective rate on the OT; simplifies payroll withholding.
Comp time hours: Hours of comp time offered instead of OT pay.

How it works

Overtime gross = hours × rate × multiplier. Net = gross × (1 − tax rate). Comp time value = comp hours × hourly rate.

Formula

OT gross = Hours × Rate × Multiplier
OT net = OT gross × (1 − Tax rate)
Comp value = Comp hours × Rate

When to use it

Deciding whether to take overtime pay or comp time.
Budgeting extra pay vs extra time off.
Negotiating comp time equivalents for extra work.

Tips & cautions

Use a realistic tax rate—supplemental withholding can differ from your marginal bracket.
If you value time off more than cash, compare net $ vs time off at your rate.
If comp time accrues at 1.5×, enter the total comp hours you’ll receive.
Simplified flat tax; real payroll withholding may differ.
Does not include benefits impacts or overtime rules; check your employer’s policy and local laws.

Worked examples

8 hours OT @ $30/hr, 1.5×, 22% tax, 12 hours comp

OT gross = $360
OT net ≈ $281
Comp value = $360

10 hours OT @ $28/hr, 2×, 24% tax, 14 hours comp

OT gross = $560
OT net ≈ $426
Comp value = $392

Deep dive

This overtime vs comp time calculator compares net overtime pay to the value of comp time hours at your hourly rate so you can choose which is worth more.

Use it to decide between extra cash or extra time off for overtime work.

FAQs

Supplemental tax differences?: Enter the effective rate your employer uses for OT.
Comp time accrual rates?: If comp accrues at 1.5×, enter the total comp hours you’ll actually get.
Benefits/retirement contributions?: Not included—this focuses on cash vs time value.
Legal/policy constraints?: Varies by employer and jurisdiction; confirm before deciding.
Can I include PTO value?: Comp value here is hours × base rate; adjust if you value time off differently.

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Estimate only. Overtime rules, withholding, and comp time policies vary. Confirm with your employer/HR for exact calculations.