finance calculator

Paycheck Calculator by State

Estimate take-home pay with federal, state, and FICA withholding plus pre/post-tax deductions using a simple state rate lookup.

Results

Gross pay per period
$3,846
Taxable income per period
$3,085
Federal tax per period
$488
State tax per period
$328
Social Security per period
$226
Medicare per period
$53
Total deductions per period
$1,295
Net pay per period
$2,551

How to use this calculator

  1. Enter salary, pay frequency, filing status, and state.
  2. Add any pre-tax and post-tax deductions per paycheck.
  3. Review tax components and net pay per period.

Inputs explained

State
Uses a simplified flat state rate per state (illustrative, not exact tables).
Pretax deductions
401(k), HSA, FSA per paycheck.

How it works

We annualize salary based on pay frequency, subtract pre-tax deductions, apply a simplified standard deduction and federal brackets, plus Social Security/Medicare.

State tax uses a simple flat rate lookup by state (illustrative). Post-tax deductions are subtracted at the end.

Outputs include gross, taxable, each tax component, total deductions, and net per paycheck.

When to use it

  • Quick net pay estimate for offer comparisons.
  • Budgeting take-home pay with pre-tax contributions.

Tips & cautions

  • State rates are simplified; check your state’s official tables for precision.
  • Use effective tax rates if you want to approximate total burden more conservatively.
  • Illustrative rates only; does not use full federal/state withholding tables.
  • Ignores credits, exemptions, and local taxes; no additional Medicare surtax modeled.

Deep dive

Estimate take-home pay by state with federal, state, and FICA withholding plus deductions to see net per paycheck.

Enter salary, pay frequency, state, and deductions for a quick paycheck-by-state net pay estimate.

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